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Credit Industry Training

Augustus Hall Limited offers a complete set of credit training courses for our clients in the financial services industry. Our Credit Skills Curriculum consists of thirteen courses designed to provide lenders at all levels with the credit analysis and loan structuring skills required to make sound lending decisions.

Commercial Lending Fundamentals

Commercial Lending Fundamentals is designed to provide the skills and confidence necessary for persons who may not be directly involved in the credit approval process, but who work with small business customers on a regular basis.

For those lenders who require a more in-depth set of credit skills, Augustus Hall Limited offers a series of three courses that together provide learners with the core skills necessary to make sound decisions when lending to companies of any size. Although any of the three courses in this series can be used effectively individually, they are also designed to work together to provide a comprehensive skill set for new hires or experienced employees.

Financial Accounting for Lenders

Financial Accounting for Lenders is a course that reviews the fundamental concepts of accounting to prepare learners to master the more analytical skills involved in credit analysis.

Commercial Credit Analysis

Commercial Credit Analysis is structured to provide Lenders with a complete set of analytical skills necessary to evaluate business lending opportunities and encourages learners to look beyond financial ratios to evaluate overall credit risk.

Principles of Loan Documentation Structuring

Principles of Loan Documentation Structuring present the key concepts to consider when structuring loan documentation, and demonstrate how structuring techniques can be used to mitigate credit and transaction risk.
Augustus Hall Limited also offers instruction in two additional key content areas. These workshops are designed to complement the instruction presented in Augustus Hall Limited’s core curriculum, and are an excellent choice for experienced lenders or as continuing education for lenders who have completed their basic credit training.

Analyzing Business Cash Flow

The cash flow of a business is often the key determinant of successful loan repayment, yet some cash flow concepts can be challenging. This workshop reviews core techniques for analyzing credit risk, with an in-depth look at how each factor influences a company’s debt repayment capacity.

Loan Structure Applications

This workshop challenges learners to build on their credit skills to investigate the true nature of a company’s borrowing needs and its potential sources of repayment, and to propose loan structures that are appropriate in various situations.

Finally, Augustus Hall Limited offers two courses for Private lenders who are responsible for making personal and business loans.

Business Fundamentals for Private Lenders

Whether making loans directly to a client’s business or making a personal loan supported by the business, it is essential that private lenders have a thorough understanding of how the business operates and the credit risks involved in making the loan. Business Fundamentals for Private lenders is a self-study course that helps individuals develop these key skills by specifically focusing on business lending issues and the private lender client.

Other Packages /Courses include

  • Negotiations, Bargaining and Communications
  • Disputes & Query Management
  • Debt Collections & Debt Management
  • Credit Control & Account Receivables Management
  • Credit Risk Identification & Mitigation (Compliance & Due Diligence)
  • Credit Operations, Marketing and Strategy
  • Documentations & Data Protection

Credit Training Materials Tailored to Your Needs

In addition to providing our own products, we can also help our clients to develop customized credit training materials to achieve their specific performance improvement needs. Recognizing that each client is unique, we can work with you to identify the performance improvement objectives for your organization, evaluate the target audience, and consult with you to determine the most appropriate delivery strategy.

Whether we actually develop the materials for you or consult with you on materials that are developed internally, we rely on sound instructional design principles to ensure that your training objectives are met. We can work with you to create learner materials, facilitator guides, tests, visual supports and job aids that will be both effective and practical to implement.

We understand that, in most cases, training alone will not yield desired performance improvement results. Accordingly, we are ready to work with you to identify any work environment issues or management actions that need to be addressed to help make your training initiative successful.

Every Augustus Hall Limited's course includes:

A comprehensive set of participant materials including:

  • Complete explanations of concepts with numerous examples and application exercises
  • Summaries at the end of each section, highlighting key concepts and providing self-testing opportunities
  • Comprehensive case studies allowing the learner to practice each new skill throughout the course

An Administrator’s Guide complete with

  • Pre- and post-tests with answer keys
  • Instructions for assigning and administering the course
  • Suggestions and facilitation outlines for conducting review and application sessions in a group setting or, if applicable, facilitating the course in a classroom format
  • Discussion points for review of the comprehensive cases